Retirement. RCA earning

[DonKarnage28]

Do you start earning retirement as RCA or Regular? Do you have to work 30 years as regular to earn retirement Or is combined for years of both RCA and Regular.Is my official start date as is RCA or Full timer? Or is combined years of both RCA and Full timer. I've been RCA for 5 years and still am.

 

[Cliff Clavin]

You don't get squat for being an RCA.

 

[D.B.Cooper]

Karnage... sounds like carnage... I think that's a good name for working at the PO...  <img title="Laugh" alt="Laugh" src="https://www.ruralmailtalk.ruralinfo.net/wp-content/sp-resources/forum-smileys/sf-laugh.gif" />

 

[gotstamps]

<blockquote class="spPostEmbedQuote"><strong>DonKarnage28 said </strong>
Do you start earning retirement as RCA or Regular? Do you have to work 30 years as regular to earn retirement Or is combined for years of both RCA and Regular.Is my official start date as is RCA or Full timer? Or is combined years of both RCA and Full timer. I've been RCA for 5 years and still am.  </blockquote>
RCA years don't count for anything. Your "time" starts on the day to advance to career status which is Regular or PTF. You must work 20 years in career status to be fully vested in your retirement. There are some pluses if you were military that can shorten your sentence ?

 

[btdtret]

DanKarnage28 -- Time towards retirement only begins the day you become a regular carrier.

--  "Cliff" pretty much summed up your RCA time.

--  Creditable service time may be from some other branch of the government, such as if you were in the military, you might be able to buy back that service time -- provided you did not retire from the military and are drawing a retirement check from them.  You could waive that military retirement check, but living on RCA wages probably won't be possible.  Someone at Shared Services ( 1-877-477-3273 ) should be able to answer your questions. 

--  No, you don't have to work for 30 years as a regular to retire.  Your eligibility to retire will depend on your age, your years of service as a regular, and what type of retirement you choose.

--  Check the July 2016 issue of the national magazine for an article entitled "Am I Ready to Retire?"  If you didn't keep it or no one in the office did, a union member can access it via the NRLCA web site - magazine section / archives.

--  You can also visit the opm.gov web site for tips on retirement and its many options.