First off we are only "running out of money" once again to influence votes and because all union contracts are starting new negotiations. It's a complete lie.
If we were truly almost out of money they stop spending money on building SD&C's, cut back on supplies and fire a ton of useless management/departments. That's not happening. We aren't running out of money. The huge negative number you hear every quarter comes from the congressional mandates not put on ANY other federal budget. Look at the quarterly reports yourself. USPS makes enough money to cover all its operating expenses every quarter.
If USPS went to a pay-as-you-go health and pension mandate instead of prefunding the budget would be balanced again. Think about it. If you bought a car and they forced you to prefund every possible event that might happen to the car. Tire changes, brakes, transmissions, oil changes, wiper fluid, etc. your budget for the car would look horrible and most people could never afford the car. If you paid for those as you needed them it's a completely different story. We can afford pay-as-you-go.
USPS and Congress want a budget that looks bad so our union members concede to crappy contracts. Plain and simple.