stillfirstclass
Well-known member
giant and why some don't want hourly but i want hourlyplus, they count toward your annual salary and high-3 for retirement, whereas DACA 3 & 5 OT do not....
When will we see our results?
- Thread starter hillbilloinaire
- Start date
Couldn't have said it better myself. Greed maybe. Js.....
You shouldn't have to work more to maintain your lifestyle. Just reduce your lifestyle a little.
gotstamps
Well-known member
More money & High 3 calculation. Already working the OT & mgmt can’t skip me if it’s my normal workday due to 2240 issues.
gotstamps
Well-known member
Regardless of the size of a Regular route & regardless of High or Low Option, ALL routes are entitled to a Leave Replacement.
A low K to high J still gets a Relief Day & will need a sub for that 1 day per Pay Period as well as when/if they take Annual Leave.
A low J to high H still needs someone to work for Leave days.
The MOU has nothing to do with working a Relief Day. It only dictates that mgmt MAY use Volunteers to work Sundays & assist on other routes if needed (not allowed on Relief Days).
Basic retirement math:I don’t understand high option, especially with the lack of RCAs.
In most of the offices I cover there aren’t RCAs to cover relief days. So if you choose high option yes, you are no longer in need of a relief day RCA, because YOU will be working Saturday.
But aren’t you already coving your Saturday? But getting paid time and a half with the current MOU?
My dream is having 2 days off a week (I current work 13 days before a day off)
If I had the choice to work 5 or 6 I’d choose 5 and then if I needed to cover my own relief day I’d get PAID OT to do it.
I’m an RCA now, so maybe I don’t really understand. But that would be my mindset.
Well, I’ve got to goworking another Sunday in the hub involuntarily
Average high 3 years 70k at 30 years is 1750 month.
Average high 3 years 85k at 30 years is 2125 a month.
An extra 4500 a year to cover Healthcare or other costs.
With the way everything is rising in cost, no one wants to be on a fixed income and find you were priced out of retirement. That is the big reason for high option. And some carriers live in insanely expensive areas. Many can't actually pay basic bills, like housing, without working extra. I hear this constantly at work. It's sad.
Cheap 2 bedroom apartment here is going for $2400 month with $5000 deposit fees. If you live in a cheaper state, like Ohio or Nebraska, your monthly housing isn't anything like it is in East or West coast delivery areas. Carriers must deal with local pricing, only so many economies you can't make unless you want to join our homeless.You shouldn't have to work more to maintain your lifestyle. Just reduce your lifestyle a little.
We are a national craft and not all carriers have a sweet deal.
too many yrs left
Well-known member
That actually worked for you with DPS. I kept hoping for slim days on my DPS. How they credit you for raw letters is based on what your percentage of raw to DPS is during this survey. So 100 raw letters ends up being worth more to someone who is getting 1500 pieces of DPS than to someone who is getting 2500 pieces.
That's not how I understand it.
If a route had, let's say, 1200 raw letters total for all 12 days of the survey, they will take the average (1200/12 = 100) and use that number (100) as the route's raw value everyday. Until the next survey.
The actual number of DPS letters received is irrelevant.
But someone please correct me if I have that wrong...
You don't really have it wrong but there is a bit more to it than that. Yes, the random letters during the survey are used as an average for the previous 52 weeks BUT so are WSS letters. While WSS letters have a different time standard, they ARE included in the "RAW" / "RANDOM" count and percentage.
7. Random Letters
The letters that would be counted under the current system as Random or “Raw” have
been divided in to two categories under RRECS:
a. The number of average weekly Random (Raw) Letters determined during a
designated mail count period of two weeks is multiplied by 0.0647 minutes each
(S004) which is the equivalent of 15.45 letters per minute. Random letters will
only include those worked manually by a local clerk and not processed on any
automated equipment and those letters brought back from the street out of DPS
mail. The engineers determined that this number should be relatively small for
most routes and the effect of having only a 2‐week count would be statistically
insignificant.
b. Walk‐Sequenced Letters are credited with a different standard (S011) of 0.0364
minutes per piece or 27.5 letters per minute. The weekly average number of
WSS Letters is determined over a 52‐week period.
Each time a rural carrier
receives a WSS Letter mailing, they will enter it into the MDD using a designated
key sequence. Each “set” of WSS letters will be calculated at the total number of
active boxes on the route and included in the calculation of the weekly average.
For example: If a route with 600 deliveries receives a set of WSS Letters once a
month from a certain mailer, over the course of the 52 weeks, they would
receive 12 sets on average or 7200 pieces for the 52 weeks. 7200 divided by 52
gives us a weekly average of 138 pieces per week and would add approximate 5
minutes per week to the evaluation.
gotstamps
Well-known member
Add to that Social Security & TSP.
I assume that you are calculating at age 62+ & not under..
Unfortunately, most people in my office will only be a bit above 20 yrs at 62.
LostinDakota
Well-known member
I took the high option for many years as the route grew, was cut back to a 43K, grew again, was cut again, etc. Yo-yo effect in a high growth area. I needed to stabilize my income somehow in the time of the Wells agreement. And we shared a sub in a 3 route office. After Amazon appeared in our office, we couldn't keep any subs, but by that time I was a mandatory K route and always took DACA 5. I am retired and now benefit from those high option years as they added to my pension. It does make a difference.
DB.Cooper
Well-known member
They have peeps waiting so long as RCAs in many locations, it really does cut short the REG years that actually count toward retirement credit.....;Add to that Social Security & TSP.
I assume that you are calculating at age 62+ & not under..
Unfortunately, most people in my office will only be a bit above 20 yrs at 62.
MildlyInfuriated
Well-known member
Because we went formula and I got Thursday, I’d much rather have every other Saturday for more money
DB.Cooper
Well-known member
Likely helped your SS annuity as well.... or will help it, if you're not already drawing it....
DB.Cooper
Well-known member
If you ever get close to retirement, and understand trying to get a decent pension, you will change your opinion on this.... js.... high-3 is specifically intended to help boost up retirements, and that's the rationale they gave for pushing it to having 10 years as a Reg before requesting it.... live and learn, grasshopper.....
kizhawk721
Well-known member
My son works in a warehouse , been there almost 2 years , he earns 28,000 less than me a year and I've been at the PO , 27 years !! 46k. He works a 40 hour week
kizhawk721
Well-known member
We can always go low
Beanut
Well-known member
Thank you - this makes sense, I just assumed DACA 5 counted towards total salary & was calculated in to your retirement income.No insult intended... but the extra hours under high option, are OT hours.... plus, they count toward your annual salary and high-3 for retirement, whereas DACA 3 & 5 OT do not....
And I thought you would make more under DACA 5 than would taking the high option.
It won’t matter in my case, since I won’t have an option when I go regular. but in the future, when I do get the option….
I was only commenting on USPS time. No guarantee anyone put money in tsp or they have a full 40 year work history for full socsec benefitAdd to that Social Security & TSP.
I assume that you are calculating at age 62+ & not under..
Unfortunately, most people in my office will only be a bit above 20 yrs at 62.
